Terms of Service

Payment Terms. For all gift certificates and training events, full payment is due at the time your request is made. For readings and therapy sessions under £60.00, the full fee is due at the time your request is made, prior to the reading or session. Payment must be received by Neoteric Magica before the commencement of your reading or session. For readings and therapy sessions over £60, a 20% deposit is due at the time the service is scheduled to reserve your appointment. Due to the time and labor required for longer tarot readings, you must reserve the appointment well in advance with a deposit. Within 24 hours prior to the scheduled appointment or right before your reading or session begins, full payment must be tendered to Neoteric Magica. Due to the difficulty with debt collection, all payments for reading and therapy session requests must be tendered in advance.

Payment Methods. For online payments, Neoteric Magica accepts credit/debit cards or PayPal. All payment transfers are done through the third party platform, PayPal, so please be familiar with the privacy policy and terms of use for this third party platform. Neoteric Magica is not liable for any mishandling by this third party platform. For in-person readings, cash only is accepted (unless pre-paid online). Neoteric Magica does not accept checks or money orders. If your credit card is declined or payment is not properly transferred due to deficiencies on your end, then Neoteric Magica will be entitled to the balance owed plus a 25% interest as additional charge for the deficiency.

Refunds. Tarot readings, therapy sessions and training events by Neoteric Magica constitute professional services and due to the nature of the service and labor involved, all readings are non-refundable. However, if no reading was performed or your tarot professional has cancelled the reading prior to its commencement, then of course, your fee will be refunded to you in full. Neoteric Magica exercises great reasonable care and diligence in performing each and every service. If you are dissatisfied with your service, please contact Neoteric Magica to see if an agreeable settlement may be worked out.

Statement of Tarot Ethics. A statement of ethics is provided at http://www.tabi.org.uk/about-us/aims-and-ethics/ , which covers the ethical policy of Neoteric Magica, hereby integrated and incorporated into this Terms of Service.

Scope of Life Coach Services. The tarot reading services provided by Neoteric Magica is more akin to life coach services and strives to help you work on your goals for the future and create the life path you desire. Your tarot reading with Neoteric Magica in no way replaces professional counseling from a licensed counselor or therapist and cannot be relied upon in lieu of sound legal, medical, or financial advice from licensed or qualified professionals. Neoteric Magica in no way diagnoses problems, but rather, suggests creative perspectives for understanding your current problems or help you come up with actions you can take to empower yourself in a way that will maximize your personal and professional potentials. Neoteric Magica strives to help you improve the quality of your life by tapping into your intuition. The role of such a life coach is supportive.

Disclosure of Limitations. A tarot reading should never be used in place of professional counseling. Your reading cannot offer legal, medical, business, or financial advice nor does any portion of your reading from Neoteric Magica purport to do so. You should not rely on a tarot reading to make any decision that would affect your legal, financial, or medical condition. If your inquiry involves the law, finance, or medicine, then you should seek the advice of a licensed or qualified legal, financial, or medical professional. Also, a tarot reading cannot replace qualified mental health care. A tarot reading can only facilitate how you cope spiritually with a given situation.

Video Reading Recordings. Neoteric Magica may, at your option, provide video conference tarot readings through third party platforms or hosts, such as Skype or Zoom. These video readings may from time to time be recorded. If a video reading is recorded, you will be put on notice in advance of the recording. You are entitled to a copy of the video recording, though charges may apply. Before consenting to a video reading, please go over any questions or concerns you may have with Neoteric Magica. By commencing a video reading, you are consenting to the terms herein. Likewise, please be advised that you are not permitted to record video readings without express, written permission from Neoteric Magica. If you would like to record your video tarot reading, please ask before doing so.

Confidentiality of Tarot Readings and Therapy Sessions. Neoteric Magica exercises reasonable diligence in maintaining the confidentiality of your tarot reading or therapy session and will not voluntarily, knowingly, intentionally, or willfully disclose your identity or the contents of your session to third parties. However, if Neoteric Magica genuinely believes disclosure is required to: (1) prevent imminent harm or risk of harm to yourself or to another, (2) meet any applicable law, regulation, legal process, or governmental request, or (3) protect or defend Neoteric Magica against claims or threats of claims, then Neoteric Magica reserves the right to do so to the extent reasonably necessary. Please keep in mind that no legally recognized privilege exists between a tarot/therapy professional and client the way a privilege might exist between an attorney and client, doctor and patient, husband and wife, or priest and penitent.

Fortune Telling Laws. Pursuant to applicable laws of certain jurisdictions, a person can be guilty of fortune telling when, for a fee or compensation, that person claims or pretends to tell fortunes, or holds him or herself out as being able, by claimed or pretended use of occult powers, to answer questions or give advice on personal matters or to exorcise, influence, or affect evil spirits or curses, unless otherwise done so explicitly for entertainment purposes only. Any and all readings and services provided by Neoteric Magica neither claims nor pretends to tell fortunes and neither claims nor pretends to use occult powers in ways that would run against such laws. In certain jurisdictions, a tarot professional is required to disclose to you that tarot readings should be for entertainment purposes only, and if such a law applies to your reading, then you are hereby on notice thereof.